eRecording for Submitters
Save time, reduce risk, and lower costs
CSC has offered electronic recording (eRecording) to clients for nearly two decades, ensuring reduced costs and fewer document rejections while eliminating payment errors and the need to cut checks—improving productivity overall. Our eRecording solution, ePrepare®, requires nothing more than a computer, internet connection, and a printer scanner.
CSC is the only eRecording service company to have been named a “Top 50 Service Provider” by Mortgage Technology magazine, and our clients praise CSC's faster processing speeds, comprehensive electronic features, ease of workflow, and substantial cost and time savings.
Our clients
Title companies
CSC reduces the title insurance gap that exists between closing and recording—providing same day recordation in most cases. Our faster recording times ensure the lender secures first lien position and reduces risk for both the title company and lender.
eRecord
With eRecord®, title companies maintain control of the original documents and receive a status update as soon as the document is processed. CSC also saves you the cost associated with physically mailing or delivering real estate documents and the hassle of cutting checks by paying recording fees on your behalf. eRecording with CSC also reduces rejections related to the various jurisdiction requirements, including those based on incorrect fee calculation.
Financial insitutions
CSC helps financial institutions of all sizes electronically submit real estate documents to thousands of local recording jurisdictions throughout the U.S. Our secure process allows the recorder to electronically review and quickly record while maintaining the original signed documents, helping lenders secure first lien position and meet statutory requirements.
eRecording integration
Our integration guarantees the recorded acknowledgement will be returned through the same interface, providing current status, greater transparency, and further reducing risk. Overall, the process involves fewer clicks, fewer document errors, and fewer rejections.
Law firms
CSC helps law firms streamline their workflow so they can dedicate their time to the most important part of business—their clients. Law firms can electronically submit land records and real estate documents to county recorders in thousands of jurisdictions across the U.S. while retaining control of the original paper documents.
eRecording system
This efficient eRecording system helps secure lien position and shortens the title insurance gap, with most recordings processing within 24 hours. Furthermore, eRecording with CSC eliminates rejections due to incorrect fees and the need to cut checks because CSC advances all recording fees and taxes on your behalf.
Availability
Subscribers can submit and record real estate documents with county recording offices throughout CSC's network, which provides comprehensive, reliable coverage in more than 3,600 jurisdictions nationwide.
Learn more about availability
Related services
FAQs
CSC assigns each recording office unique login credentials (multiple logins per office available), then CSC's secure application electronically routes deeds and associated documents to each appropriate office (as required by the county) for reviews and approvals. If documents are rejected, a recording office can apply a rejection reason before passing it along to the next office. The county returns documents to the submitter with approval or rejection history.
CSC's web-based platform, ePrepare®, allows you to electronically generate lien release and assignment documents, fully eliminating paper from the process—also allowing you to employ digital signatures and digital notary acknowledgements to execute documents, then route them automatically to the county for review and recordation. Recorded images and recording data are transmitted back to your account—providing immediate notifications, a detailed recording log, and on-demand reporting—right within the platform.
In a fully electronic recording environment (the availability of which varies by jurisdiction), valid signatures and notary seals are electronically applied. Documents no longer need to be shuffled back and forth between physical offices, which means shorter wait times and the reduced likelihood that documents will go unnoticed, get lost, or fall into the wrong hands. Our application does not have electronic signing tools for documents prepared outside the CSC service system.
CSC will pay the exact amount of jurisdiction fees up front so submitted documents are recorded as soon as possible, eliminating rejections due to miscalculated fees. In turn, the document submitter pays CSC. There are two payment options available including ACH debiting and a pre-funded account.
For ACH debit:
Set up your account at erecording.com/ACH with one or multiple accounts. Then, automatic withdrawals from your preferred bank account(s) will be processed. Each night, you'll receive a detailed report of all transactions from that day, as well as recording fee totals. CSC bills county fees daily.
For a pre-funded account (ePay draw account):
For this option, you send CSC's Accounting department a lump sum through wire or by check, then funds are deducted as needed. CSC keeps the funds in a secure bank account that you must replenish as necessary based on the balance report accessible in ePrepare. If for any reason you need to withdraw your funds, contact our Accounting department, and we'll send the funds back to you.
