UCC Filings
Fast, reliable solutions for UCC filing needs
Uniform Commercial Code (UCC) filing requirements differ from state to state, so filing without errors can be challenging. CSC can handle every part of your UCC filing life cycle, including advising on jurisdiction requirements, tracking expirations, and submitting UCC-1 and UCC-3 filings—all within our comprehensive system.
File statements with accuracy
Our smart platforms help prevent you from filing with any debtor name mistakes.
Get quick, efficient service
Perfect your security interest faster and more accurately with our Electronic Filing service.
Enjoy unmatched customer support
You’ll have access to dedicated account experts. They’ll provide live, personalized service during extended business hours.
Services
Filing services
Whether you want to file quickly and securely online or outsource the process to CSC, we can help keep you in compliance with Article 9 and protect your security interests.
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File UCC-1 financing statements and UCC-3 continuations, amendments, or terminations forms.
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Minimize the risk of rejections with jurisdiction requirements built into our platform.
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File under the correct debtor name with our exclusive Auto Name Correct function.
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Beyond filing, CSC can help you with UCC searches as well as monitoring your UCC portfolio for expirations and continuations.
Other types of filings
Securing your interest in a fixture can be complex, since filing takes place at the county level rather than state level. CSC can assist with UCC filings beyond financing statements.
Learn More about fixture filings
In some states, secured lenders may decide to file an effective financing statement (EFS) in the central notification system (CNS) established under the federal Food Security Act in addition to a UCC financing statement. This might be the case when the collateral consists of farm products and the debtor is engaged in farming operations. CSC can help you file EFS records in those jurisdictions with a CNS.
CSC can assist with purchase money security interest (PMSI) notifications and filing UCC financing statements.
Learn More about PMSI
Canada’s counterpart to the UCC, the Personal Property Security Act (PPSA), governs Canadian secured interests involving personal property. CSC can help you file PPSA registrations, renewals, and discharges within each of the Canadian provinces quickly and securely.
Technology
CSC Lien Perfect for Lenders
CSC Lien PerfectSM for Lenders was designed specifically for the financial services industry and has the industry’s largest online UCC database. Access more UCC search records—including tax lien searches and debtor searches. Experience faster results than any other UCC filing service.
Learn more about entity CSC Lien Perfect
Resources
UCC Article 9 Search Basics for Lenders
UCC Article 9 Filing Basics for Financial Professionals
Navigating UCC Filing: The Essential Guide
FAQs
The UCC-1 form is also known as a UCC-1 financing statement. You would file UCC-1 financing statements to help perfect your security interests in the personal property of your debtors. On each UCC-1 financing statement, you’ll need to provide the exact legal debtor’s name and address, the creditor’s name and address, and collateral included in the lien.
The most common mistake with financing statements is determining the exact legal name of the party. With CSC’s Keyword Search Logic tool, you can target keywords from the full business name to maximize search results. The results will include name variations, general misspellings, and doing business as (DBAs) names. Learn more about the features of CSC Lien Perfect.
UCC-3 is known as the UCC Financing Statement Amendment Form. You would use this form to reflect a UCC termination filing, UCC continuation filing, UCC assignment filing, or a UCC amendment filing (you might file a UCC amendment to change, delete, or add the name of a debtor or secured party).